Joanne Tercho Joins Bar Harbor Bank & Trust as VP, Portfolio Manager

Joanne TerchoNashua, New Hampshire (January 12, 2021) – Joanne Tercho has joined Bar Harbor Bank & Trust as Vice President, Portfolio Manager. In this role, she will work with her colleagues in Commercial Banking on new loan requests, manage existing loan relationships, and help connect Northern New England businesses with products and solutions that will help them meet their financial goals.

Joanne has more than 20 years of experience in commercial banking and equipment finance. She started her career in banking as a teller at TD Bank in 1996 and took on roles of increased leadership responsibility, ending her tenure there as Vice President/Relationship Manager. Joanne has also served in leadership roles with Berkshire Bank, Merrimack Valley Credit Union, Auto Use, and Northway Bank.

Joanne has an associate’s degree in Accounting & Finance from New England College of Business and Finance. She is currently working on earning her bachelor’s degree in Accounting & Finance from Southern New Hampshire University.

Joanne and her husband Brad live in Nashua, New Hampshire.

Bar Harbor Bankshares (NYSE American: BHB) is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank & Trust is headquartered in Bar Harbor, Maine and has more than $3.6 billion in assets. As a leading Northern New England community bank, Bar Harbor Bank & Trust offers a full range of personal and business banking services, as well as wealth management services through its subsidiaries Bar Harbor Trust Services and Charter Trust Company. For more information about Bar Harbor Bank & Trust, visit or call 888-853-7100. Member FDIC.