Business Checking Accounts Comparison

Choose the Account that Works for You


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$100 minimum to open any checking account

Easy Business Checking

Relationship Business Checking

Business Interest Checking

Commercial Checking

Non-Profit Checking

Monthly Service Charge

No $10 $10 $10 No

Ways to Waive the Monthly Service Charge

N/A Maintain a $5,000 average daily balance, or $25,000 outstanding commercial loan balance Maintain a $15,000 average daily balance Earnings credit may offset service charge and fees N/A

Free Item Limit (debit or credit)

150 500 300 N/A N/A

Fee Per Item (debit or credit) After Free Limit

$0.25 $0.25 $0.25 $0.50 per deposit/$0.25 per debit paid None

Earns Interest

No No Yes, tiered rate No No

Cash Handling Fee

None None None None None

Free access to Bar Harbor Mobile and Bar Harbor Online1

Yes Yes Yes Yes Yes

Free Bar Harbor Bank & Trust Debit Mastercard® with EMV Chip Technology

Yes Yes Yes Yes Yes

Paper Statement Fee

$3 No No No No

Check Images Available

Online banking only Included on statement and in online banking Included on statement and in online banking Included on statement and in online banking Included on statement and in online banking

Night Depository

Night depository services are available at all locations for your banking convenience.


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1Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply. For full details about Bar Harbor Online and Bar Harbor Mobile, view the Online Banking Agreement & Disclosure found at www.barharbor.bank.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.