Debit and Credit Cards

Debit Cards

Image of Business Debit CardThere’s no need to carry checks or cash when you’ve got a small business debit card from Bar Harbor Bank & Trust, it is the easy and secure way to make everyday purchases. The card gives you 24/7 online account access and the ability to access your money anytime, anywhere in the world that Mastercard® is accepted.

Our customers value our small business debit card for the following features:

Convenience

  • Use your debit card for everyday purchases at millions of locations worldwide
  • Make purchases and get cash back using your PIN at participating retailers
  • No minimum purchase required
  • Purchases are automatically deducted from your checking account
  • Make no-fee balance inquiries, deposits and cash withdrawals, payments and transfers at any Bar Harbor Bank & Trust ATM

Security

  • Proactive fraud monitoring
  • A safer alternative to cash
  • Ability to get additional company debit cards for your employees and assign specific card functions and set limits for each individual card
  • Contactless Payment Technology for faster, more convenient transactions at tap-and-pay terminals
  • View recent transactions, balances, and monthly statements 24/7 with online and mobile banking1
  • Set up recurring payments to avoid late fees
  • Set up online banking alerts to keep track of your debit spending1
  • The free2 Bar Harbor Card Control app lets you monitor your debit card usage, turn your card on and off, set custom alerts, and more
  • EMV Chip Technology enabled card makes every transaction unique for enhanced security

Infographic on how to use a chip card

Click image to enlarge

Apple Pay and Google Pay

Store your Bar Harbor Bank & Trust Debit Mastercard® in your smart phone and pay right from your phone. Once you've added your debit card to your phone's digital wallet, you can make purchases in-store or online, anywhere you see the symbols below. Note that once you’ve downloaded the app, you may be prompted to call the bank’s Customer Service Center to finish the set up.

Contactless pay icon   Apple Pay logo   Google Pay logo

 

Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero fraud liability.3 You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Learn more and apply now

Make a Credit Card Payment

For cards with the Bar Harbor Bank & Trust logo:
Pay online or pay by phone at 866-552-8855

If you are a former People’s United Bank commercial customer with a new Bar Harbor Bank & Trust card:
Pay online or pay by phone at 800-299-9842

For cards with a Lake Sunapee Bank or Randolph National Bank logo:
Pay online or pay by phone at 800-299-9842

Report a Lost or Stolen Card

Credit Cards:
Consumer: 800-558-3424
Business: 866-552-8855

ATM/Debit Cards:
888-853-7100 (during business hours)
833-337-6075 (after hours)
614-564-5105 (after hours calling from outside the US)

For more information, please visit our fraud protection page.

1Additional fees may apply.
2 Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.
3Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.