Credit, Debit, and ATM cards

Debit Cards

Get 24-hour access to your funds. With a Bar Harbor Bank & Trust Debit Mastercard® you can make point-of-sale purchases from your checking account anywhere your card is accepted or use your card to get cash at an ATM.1 All Bar Harbor Bank & Trust Debit Mastercards are equipped with:

  • EMV Chip Technology that makes every transaction unique for enhanced security; and
  • Contactless Payment Technology for faster, more convenient transactions at tap-and-pay terminals.

How to Use Your Chip Card

Infographic on how to use a chip card

Click image to enlarge

CashBack Rewards Cards

Image of the Bar Harbor Bank & Trust Debit Mastercard with CashBack RewardsGet rewarded for using your cards. E-Choice and Relationship Rewards Checking customers will be able to earn cash back on daily purchases. Not an E-Choice or Relationship Rewards Checking customer? No problem! Contact us to talk about upgrading your account to take advantage of this great program. CashBack Rewards is available for personal accounts only. Visit the CashBack Rewards page to learn more.

Business Debit Cards

Image of Business Debit CardBar Harbor Bank & Trust Business Debit Mastercards are designed to meet the diverse needs of your business. Whether you have a large year-round business or a smaller, more seasonal one, debit cards can work for you.

It’s all about convenience. No need for you or your employees to carry cash or your business checkbook when you have business debit cards. As the business owner, you can customize account access and limits for yourself and your employees - just tell us how you want it done.

Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards, or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero fraud liability.2 You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Learn more and apply now

Looking to make a payment on your credit card?

For cards with the Bar Harbor Bank & Trust logo: 

Click here to Pay Online

To pay by phone call 866-552-8855

Use the link below to make payments on your card if:

You are a former People’s United Bank commercial customer with a new Bar Harbor Bank & Trust card
Your card has a Lake Sunapee Bank logo
Your card has a Randolph National Bank logo

Click here to Pay Online

To pay by phone call 800-299-9842


Is your card lost or stolen? Please call ASAP!

Credit Cards:

Consumer: 800-558-3424
Business: 866-552-8855

ATM/Debit Cards:

888-853-7100 during business hours
833-337-6075 after hours
614-564-5105 after hours (calling from outside the US)

For more information, please visit our fraud protection page.

1Additional fees may apply.
2Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.