Credit, Debit, and ATM cards

Debit Cards

Get 24-hour access to your funds. With a Bar Harbor Bank & Trust Debit Mastercard® you can make point-of-sale purchases from your checking account anywhere your card is accepted or use your card to get cash at an ATM.1 All Bar Harbor Bank & Trust Debit Mastercards are equipped with:

  • EMV Chip Technology that makes every transaction unique for enhanced security; and
  • Contactless Payment Technology for faster, more convenient transactions at tap-and-pay terminals.

How to Use Your Chip Card

Infographic on how to use a chip card

Click image to enlarge

CashBack Rewards Cards

Image of the Bar Harbor Bank & Trust Debit Mastercard with CashBack RewardsGet rewarded for using your cards. E-Choice and Relationship Rewards Checking customers will be able to earn cash back on daily purchases. Not an E-Choice or Relationship Rewards Checking customer? No problem! Contact us to talk about upgrading your account to take advantage of this great program. CashBack Rewards is available for personal accounts only. Visit the CashBack Rewards page to learn more.

Business Debit Cards

Image of Business Debit CardBar Harbor Bank & Trust Business Debit Mastercards are designed to meet the diverse needs of your business. Whether you have a large year-round business or a smaller, more seasonal one, debit cards can work for you.

It’s all about convenience. No need for you or your employees to carry cash or your business checkbook when you have business debit cards. As the business owner, you can customize account access and limits for yourself and your employees - just tell us how you want it done.

Credit Cards

Bar Harbor Bank & Trust offers a variety of credit cards with EMV smart chip technology for individuals and businesses through Elan Financial Services. We offer Visa or American Express. Find the card that’s right for you. View our credit card options.

Looking to make a payment on your credit card?

For cards with the Bar Harbor Bank & Trust logo: 

Click here to Pay Online

To pay by phone call 866-552-8855

Use the link below to make payments on your card if:

You are a former People’s United Bank commercial customer with a new Bar Harbor Bank & Trust card
Your card has a Lake Sunapee Bank logo
Your card has a Randolph National Bank logo

Click here to Pay Online

To pay by phone call 800-299-9842


Is your card lost or stolen? Please call ASAP!

Credit Cards:

Consumer: 800-558-3424
Business: 866-552-8855

ATM/Debit Cards:

888-853-7100 during business hours
833-337-6075 after hours
614-564-5105 after hours (calling from outside the US)

For more information, please visit our fraud protection page.

1Additional fees may apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.