Personal Checking Accounts Comparison
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| $25 minimum to open any checking account |
Simple Checking |
E-Choice Checking |
Preferred Checking |
|---|---|---|---|
|
Monthly Service Charge |
None | $6 – Waived when you enroll in eStatements | $8 – Waived if you do one of these 3 things:
|
|
Earns Interest |
No | Yes, tiered interest earned on all balances and offers four easy steps to qualify for a premium interest rate:
|
Yes, tiered rate |
|
Other Perks |
No | When you complete the four steps listed above, you will get up to $25 in ATM fee rebates. | Eligible for special CD rates. Ask a Customer Service Representative for details. |
|
CashBack Rewards1 |
No | Yes, earn $0.10 cash back with every purchase you make with your Bar Harbor Bank & Trust CashBack Rewards Debit Mastercard® | Yes, earn $0.10 cash back with every purchase you make with your Bar Harbor Bank & Trust CashBack Rewards Debit Mastercard |
|
Free access to Bar Harbor Bank & Trust’s convenient branch and ATM network2 |
Yes | Yes | Yes |
|
Free access to Bar Harbor Mobile3 and Bar Harbor Online3 |
Yes | Yes | Yes |
|
Free Bar Harbor Bank & Trust Debit Mastercard with EMV Chip technology |
Yes | Yes | Yes |
|
Check Images Available |
Yes, in online banking | Yes, included on statement and in online banking | Yes, included on statement and in online banking |
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1 CashBack Rewards is available to E-Choice Checking and Preferred Checking customers only. See Consumer Debit Card Agreement for full terms and conditions.
2 Fees may apply to ATMs used outside of Bar Harbor Bank & Trust's ATM network.
3 Mobile and/or internet carrier fees may apply
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.