Oval

Earn $200* when you open and use a new Simple Checking account


We know you work hard every day, and that’s why we’re always looking for ways to better serve you. Our great checking options provide easy access to your hard-earned money. We’ll even give you a $200* cash bonus for opening and using a new Simple Checking account.

Simple Checking is an easy to use account with no monthly service fee if you enroll in eStatements and no minimum balance. Simple Checking comes with these free and easy features:

  • Free mobile banking with mobile check deposit1
  • Free online banking with bill pay1
  • Free eStatements 
  • Free Bar Harbor Bank & Trust Debit Mastercard®2
  • Convenient branch and ATM network in Maine, New Hampshire, and Vermont
  • Friendly, personalized service

If Simple Checking isn’t right for you, please contact us to learn about our other checking options that come with a $200* bonus.

How to get your $200*:

  1. Click ‘Open Now’ below to open your account online. Enter the offer code C10324A02ONLINE when prompted to sign up to get your $200* bonus.
  2. Open your account online by April 30, 2024, and have a $250 direct deposit into the account by June 30, 2024*.
  3. Once you complete steps 1 and 2, you will receive a $200* bonus on or about July 15, 2024.

Open Now

Prefer to open your account in person at a branch? We're here for you! Follow these steps:

  1. Click the button below to download the coupon.
  2. Call your nearest branch or stop in and bring the offer code C10324A02000000 to open your new account by April 30, 2024, and have a $250 direct deposit into the account by June 30, 2024*.
  3. Once you complete steps 1 and 2, you will receive a $200* bonus on or about July 15, 2024.

Download a coupon


Hurry - this offer ends April 30, 2024!


Please print a copy of this page for your records.







*This offer cannot be combined with any other offers. Offer cannot be transferred. Only one offer per household. In order to be eligible to receive $200 you must present the original postcard/coupon containing your unique offer code at account opening if opening account at a branch, or visit www.barharbor.bank/cashbonus to get an offer code and enter that offer code when opening account online. Open a new Simple Checking account by 4/30/24 ($25 minimum opening deposit) or another Bar Harbor Bank & Trust consumer checking account and have at least one direct deposit of $250 or more deposited into the account before 6/30/24 to receive the bonus. Simple Checking is a non-interest bearing account. Eligible direct deposits include deposits made by your employer, corporations, federal/state government agencies, or a retirement benefits administrator. It does not include deposits that are made to your account by an individual using online banking or an internet payment provider such as PayPal. Deposits made with a teller or ATM are not considered direct deposit. Bonuses will be credited to eligible accounts on or about 7/15/24, accounts need to be open and in good standing on that date in order to receive the bonus. The bonus is considered interest and will be reported to the IRS on form 1099-MISC. Offer available to those who have not had a consumer checking account with Bar Harbor Bank & Trust within the last 15 months. Customers must be a resident of Maine, New Hampshire, or Vermont to participate. Customers are only eligible to participate in an account opening promotion once. Employees of Bar Harbor Bank & Trust not eligible. Member FDIC. Fees could reduce earnings. See Deposit Account and Fee Schedule for additional fees and conditions. This card is issued by Bar Harbor Bank & Trust pursuant to license by Mastercard International Incorporated.

1 Online and/or mobile carrier fees may apply for Bar Harbor Online and Bar Harbor Mobile.
2 Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.