Terms of Use

BAR HARBOR BANKSHARES

TERMS AND CONDITIONS OF WEB SITE USE

Welcome to the Bar Harbor Bankshares Web site (the “Site”). Bar Harbor Bankshares and its subsidiaries (collectively “Bankshares”) maintain the Site as a service to our customers. Please read these Terms and Conditions carefully. By accessing the Site, you are agreeing to be bound by these Terms and Conditions. If you do not agree, do not access the Site. From time to time Bankshares may revise these Terms and Conditions without specific notice to you. The latest Terms and Conditions will be posted on the Site.

Products and Services

The information, materials, products and services on this Site are subject to change. Your eligibility for particular products or services is subject to determination by and the approval of Bankshares. No solicitation is made by Bankshares to any person to use any information, materials, products or services in a jurisdiction where the provision of such information, materials, products and services is prohibited by law or to any jurisdiction outside of the United States.

Investment products and services available through Bar Harbor Financial Services. Bar Harbor Financial Services is a branch office of Infinex Investments, Inc., an independent registered broker-dealer offering securities and insurance products, which is not affiliated with Bar Harbor Bank & Trust. These products are not a deposit, are not FDIC insured, not insured by any federal government agency, not guaranteed by the bank or any affiliate, and may be subject to investment risk, including possible loss of value.

Limited Right to Use

The viewing, printing or downloading of any content, graphic, form or document from the site grants you only a limited, nonexclusive license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any form retrieval system, electronic or mechanical, other than for your own personal use (but not for resale or distribution).

Hyperlinks

Bankshares may, from time to time, provide hyperlinks on this Site. Your use of any hyperlinks on this Site to other Internet sites is at your own risk. Bankshares is not responsible for the content or accuracy of third party sites hyperlinked from this Site nor does Bankshares guarantee the products or services offered on third party sites. You should review the privacy statements of a Web site before you provide any personal or confidential information.

No Warranty

BANKSHARES DOES NOT WARRANT THE ACCURACY, ADEQUACY, COMPLETENESS OR TIMELINESS OF THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS SITE OR THE ERROR-FREE USE OF THIS SITE. ALL INFORMATION, MATERIALS, PRODUCTS AND SERVICES ARE FURNISHED ‘AS IS’ AND “AS AVAILABLE.” NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS IS GIVEN IN CONJUNCTION WITH THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES.

Limitation of Liability

IN NO EVENT SHALL BANKSHARES BE LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL INCIDENTAL, CONSEQUENTIAL DAMAGES LOSSES OR LIABILITIES, IN CONNECTION WITH YOUR USE OF THIS SITE OR YOUR RELIANCE ON OR USE OR INABILITY TO USE THE INFORMATION, MATERIALS, PRODUCTS AND SERVICES ON THIS SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF BANKSHARES IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Applicable Law

By accessing this Site you agree that all matters relating to your access and use of the Site are governed by and enforced under Maine and applicable U.S.A. federal laws without regard to the conflicts of laws principles thereof.