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Home Equity Loans

When you have major projects or expenses on the horizon, we can help you borrow money available from your home's equity.

With competitive rates and quick closings, our home equity options let you take advantage of your home's growing value with payments that fit your budget. Whether it's for home renovations, travel or college tuition, we'll help you find the right solution for your situation.

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A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line that you can use for large expenses or to consolidate higher-interest rate debt. A HELOC typically has a lower interest rate than some other common types of loans, and the interest may be tax deductible. Please consult your tax advisor regarding interest deductibility.

Secured by the equity in your home, this loan can be an excellent way to finance home improvements and large purchases. Home equity loans provide a one-time distribution of the loan amount with predictable monthly payments, and the interest may be tax deductible. Please consult your tax advisor regarding interest deductibility.
Our fixed-rate Energy-Efficient Home Loan offers a special rate for qualifying energy-efficient improvements made to your primary home. Whether you need to replace old windows, install solar panels, upgrade your furnace, air conditioner, or appliance, this loan provides a lower-cost financing option. Loan interest may be tax deductible. Please consult your tax advisor regarding interest deductibility.

All applications are subject to approval.

Bar Harbor Bank & Trust Loan Origination Company Identifier #525628

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