Getting Started


Welcome to Bar Harbor Bank & Trust! We are committed to providing you the best service possible and believe that banking should be simple. To do that, we offer a variety of tools to help you bank the way you want and to get the most out of your Bar Harbor Bank & Trust account.

We encourage you to download our handy quick start guide to take advantage of the tools and features we offer to our customers. You can also find videos and other how-to information on some common next steps below.

Download the quick start guide

There are a few ways to add money to your new checking account.

Direct Deposit

Get your funds quicker and save yourself a trip to the branch. With direct deposit, your employer automatically deposits your paycheck directly into your bank account. Download our convenient direct deposit form below and talk to your employer today about setting up direct deposit.

Download a Direct Deposit Form

Mobile Deposit

With mobile deposit1, there is no need to come to a branch in person to deposit money into your account. Simply snap a photo of your check to make a deposit using your smartphone. Mobile deposit is available to eligible customers through our mobile banking app.

Once you have access to Bar Harbor Mobile, you simply need to enroll in mobile deposit to start using it. Watch the video below to learn how to enroll and submit a mobile deposit.




You can also get these step-by-step instructions on our Mobile Deposit page.

Visit your nearest branch

Make a deposit into your account at any Bar Harbor Bank & Trust locations.

Do you have automatic payments set up for regular expenses such as utilities and telephone? Make sure to contact the vendors and provide them with your new account information.

You can find the Bank routing number and your account number in your account setup paperwork or on your checks.

Bar Harbor Online gives you fast, secure access to your accounts and banking tools. From a single login, you can check your account balance, transfer funds, pay bills, view eStatements, and much more. Watch the video below to learn how to enroll in online banking.




You can also get these step-by-step instructions on our Enrolling in Bar Harbor Online page.

Pay bills or send money to friends and family directly from Bar Harbor Online. You can also set up same-day, future, and recurring payments. Watch the video below to learn how.




You can also get these step-by-step instructions on our Bill Pay page.

To help you monitor transactions, you can set up alerts to notify you of account activity via email, text message, or in-app notification. There are two types of alerts: balance alerts that can be set to notify you when an account balance falls below or goes above a dollar amount you set; and transaction alerts that can be set for credits (deposits) and/or debits (withdrawals).

Watch the video below to learn how to set up custom alerts.




You can also get these step-by-step instructions on our Create Custom Alerts page.

We notify you via email each month when your free electronic statements are available, giving you faster access to your monthly statements right from your computer, tablet, or smartphone. You can also view and download your eStatements from Bar Harbor Online.

Watch the video below to learn how to enroll in eStatements.




You can also get step-by-step instructions on how to enroll, view, and download eStatements on our eStatements page.

Bank wherever and whenever you want with Bar Harbor Mobile. This free2 app for your web-enabled smartphone or tablet gives you safe and secure on-the-go access to your accounts.

Click on an icon below to download the Bar Harbor Mobile app.

Google Play Icon

App Store Icon

New to mobile and online banking? First enroll in Bar Harbor Online to create a username and password. You can then log into the Bar Harbor Mobile app using the same credentials.




Additional Resources

Order checks
Need to order checks? It’s easy! We partner with Deluxe to make it fast and simple to order your checks online.
Order checks

Bar Harbor Card Control
Our free2 app helps protect your debit card from fraud by allowing you to control your debit card from your smartphone.
Download the app

Zelle®
Zelle® is a great way to send money to, or receive money from, friends, family, and others you trust.
Discover Zelle®

Apple Pay/Google Pay
Store your Bar Harbor Bank & Trust Debit Mastercard® in your smartphone’s digital wallet to pay for purchases.
Learn about digital wallets

CashBack Rewards
E-Choice and Relationship Rewards Checking customers earn cash back on every purchase made with their Bar Harbor Bank & Trust CashBack Rewards Debit Mastercard.®
Learn about CashBack Rewards



1Customers are considered eligible to use mobile deposit after enrolling in Online Banking and Mobile Banking and enrolling in mobile deposit. Once enrolled in mobile deposit, there may be a waiting period prior to mobile deposit being enabled within the mobile banking app. For full details about Bar Harbor Online and Bar Harbor Mobile, view the Online Banking Agreement & Disclosure(Opens in a new Window).
2 Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Apple, the Apple logo, Apple Pay, and the App Store are registered trademarks of Apple Inc., registered in the U.S. and other countries and regions. Google Play, the Google Play logo, Google Pay and the Google Pay logo are registered trademarks of Google LLC. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.