Community Reinvestment Act

Bar Harbor Bank & Trust was founded in 1887 by hard-working people desiring a strong, local financial institution. As a community bank, we are entrenched in our communities and have a deep understanding of local needs. That specialized knowledge guides the way we do business and how we can best invest in the communities where we live and work.

As part of our community commitment, we provide the financial expertise and support our communities need, especially individuals and families with low-to-moderate incomes and businesses in low- to moderate-income areas. We take great pride in our efforts to meet the credit needs of low- to moderate-income customers; ensure our financial products are accessible to all; and support and invest in community development projects.

Our investment in our communities also includes substantial charitable donations to hundreds of organizations working to improve the well-being of our neighbors. In addition to the Bank’s monetary contributions, our dedicated employees have volunteered thousands of hours of their time to community projects and served on nonprofit boards.

As a result of our commitment and efforts, Bar Harbor Bank & Trust has a positive history of Community Reinvestment Act (CRA) ratings dating back more than three decades. Below you will find each of the components of the Bank’s CRA Public File.

CRA Public File

  • Written Comments
    The CRA Public File includes all written comments received from the public that relate to our performance in helping to meet community credit needs for the most recent two years, updated quarterly, along with any responses we made. Bar Harbor Bank & Trust has received no such written comments during that time period.