Young woman wearing cap and gown at a graduation ceremony

Student Loans & Refinancing


Bar Harbor Bank & Trust has partnered with Granite Edvance, a nonprofit located in Concord, New Hampshire, with the goal of helping students “find their direction, and fund their future.” In partnering with Granite Edvance, Bar Harbor Bank & Trust is able to connect customers to a trusted college planning and funding organization that offers a variety of responsible student lending and refinancing products designed to meet your unique needs.

Whether you are an undergraduate or graduate student, a parent, or a college graduate, Granite Edvance has loan programs designed for you.

Granite Edvance loan products feature benefits including:

  • No origination fees or prepayment penalties
  • Interest rate discount for automatic payment
  • Cosigner release
  • Quick and easy online application process – including finding your rate in under 3 minutes!

Learn More and Apply

When you borrow with Granite Edvance, you can feel good knowing that proceeds are reinvested into funding scholarships, grants, and free college planning services, increasing access to college for students just like you.











Granite Edvance loan products may be funded by Granite Edvance Corporation NMLS ID# 1527348, www.nmlsconsumeraccess.org or Bank of Lake Mills, member FDIC. Subject to credit approval and underwriting guidelines. Bank of Lake Mills does not have an ownership interest in Granite Edvance. Neither Granite Edvance nor Bank of Lake Mills is affiliated with the school you attended or are attending.

The education loans described on this web page are offered through Granite Edvance Corporation, not Bar Harbor Bank & Trust. All underwriting and decision making is handled by Granite Edvance, and Bar Harbor Bank & Trust is not involved, nor does Bar Harbor Bank & Trust have any authority, in that process.