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Business Retirement Planning

If you are self-employed or own your own business, retirement planning is an important part of your business plan. It allows you to plan not only for your future, but also for the future of your employees. Our Financial Services Teamcan help you professionally manage your retirement benefits and determine the best retirement option for your company.

We can help you with:

SEP IRA (Simplified Employee Pension Plan)

A SEP IRA helps employers and self-employed individuals establish a simple business retirement plan. The plan is flexible and gives you the option to make deductible contributions directly to a traditional IRA for all qualified employees.

SIMPLE IRA (Savings Incentive Match Plans for Employees)

A SIMPLE IRA is for companies with less than 100 employees who do not have another qualified retirement plan and are looking for a plan that is flexible and partially funded by employees. Employer contributions are not currently taxable to the employee, and earnings accumulate tax deferred.

Single (k)

A Single (k) plan is a great option if you own a family business and you employ only immediate family members, which includes your spouse, grandparents, children and/or grandchildren.


A 401(k) is a salary deferral plan for employers. Employer contributions to the plan are tax-deductible to the business,1 and the plan may provide a voluntary employer matching fund. The employer may make discretionary contributions any year, as long as allocation is nondiscriminatory.

Profit Sharing Plan

A profit sharing plan gives you control of your company's plan. You have the option to make a discretionary contribution on behalf of your eligible employees and can choose to vary your contribution from year to year.

Contact us today to learn more about which of these plans may make sense for you.

1Consult a tax advisor

All applications are subject to approval.

Amanda RobbinsOur Team

Let us help you develop a sensible investment approach that matches your unique situation.

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