Business Checking Accounts

We understand you have goals you’re working toward and need the right tools to help you achieve them. That is why we offer a variety of checking accounts and tools to help you achieve your goals - whether you're a sole proprietor, a large corporation, or somewhere in between. We also offer tools to make it easy for you to manage your cash the way you want to.

Account Types

Easy Business Checking

Designed to meet the needs of most smaller businesses and sole proprietors. No monthly service fee, and your first 150 items are free each statement cycle. Write checks, bank online, or access your account anytime, anywhere with our free mobile app1. Easy banking your way.

  • No monthly service fee
  • First 150 items are free and then $0.25 per item
  • Free Bar Harbor mobile banking1 with mobile check deposit2
  • Free Bar Harbor online banking and bill pay1
  • Free eStatements ($3.00 paper statement fee applies)
  • Free Bar Harbor Bank & Trust Debit Mastercard®, issued to you instantly
  • $100.00 minimum deposit to open

Compare all accounts

Relationship Business Checking

Perfect for growing and larger businesses. Your first 500 items are free per statement cycle. And because this is a relationship account, the combined balances of your loans and deposits with us make it easier to meet the monthly balance needed to waive the monthly service fee.

  • No monthly service fee if you maintain a $5,000 average daily deposit balance or $25,000 outstanding commercial loan balance
  • First 500 items are free and then $0.25 per item
  • Free Bar Harbor mobile banking1 with mobile check deposit2
  • Free Bar Harbor online banking and bill pay1
  • Free paper statements, eStatements available
  • Free Bar Harbor Bank & Trust Debit Mastercard®, issued to you instantly
  • $100.00 minimum deposit to open

Compare all accounts

Non-Profit Checking

We support the good work being done in our communities by local non-profit organization. Therefore we designed this account along those lines. There is no monthly service fee, and no per item charges. Write checks, bank online, or access your account anytime, anywhere with our free mobile app1. We appreciate all you do to improve the economic prosperity and health of our local communities.

  • No monthly service fee
  • No per item charges
  • Free Bar Harbor mobile banking1 with mobile check deposit2
  • Free Bar Harbor online banking and bill pay1
  • Free paper statements, eStatements available
  • Free Bar Harbor Bank & Trust Debit Mastercard®, issued to you instantly
  • $100.00 minimum deposit to open

Compare all accounts

Commercial Checking

Best suited for businesses with more complex needs. Manage your high-volume account activity using tools like electronic payments, sweeps, and remote deposit. Use your earnings credit to reduce or eliminate fees.


Services

All of our checking accounts offer:

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Online Banking

From a single login, check your account balance, transfer funds, view eStatements, pay bills, and much more.


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Mobile Banking

The free app1 for web-enabled mobile devices like smartphones and tablets lets you bank safely and securely from anywhere.


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Bar Harbor Card Control

This free1 app allows you to monitor your debit card usage, turn your card on and off, set custom alerts, and more.


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Apple Pay & Google Pay

Store your Bar Harbor Bank & Trust Debit Mastercard® in your smart phone and pay right from your phone.




1 Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.
2 Coming soon for all business customers. Currently available for small businesses – volume, limits, and restrictions apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Apple, the Apple logo, Apple Pay, and the App Store are registered trademarks of Apple Inc., registered in the U.S. and other countries and regions. Google Play, the Google Play logo, Google Pay and the Google Pay logo are registered trademarks of Google LLC.