Person presenting a debit card to a vendor

E-Choice Checking

Earn rewards for banking the way you already do

E-Choice Checking gives you CashBack Rewards on every purchase you make with your Bar Harbor Bank & Trust Debit Mastercard®. Your rewards will be credited to your account every month on your statement – no strings attached.

Other account features1 include:

  • No monthly service charge when you enroll in eStatements and have a monthly recurring direct deposit
  • Premium interest rate
  • Free Bar Harbor Bank & Trust Debit Mastercard® issued instantly when you open your account – no waiting!
  • Free access to Bar Harbor Bank & Trust’s convenient branch and ATM network
  • ATM rebates up to $25 per month
  • Free access to Bar Harbor Online and Bar Harbor Mobile2

Open an account now

You can also stop by your nearest Bar Harbor Bank & Trust branch to open your E-Choice Checking Account.

1Enroll in eStatements and have a monthly recurring direct deposit to waive $6 monthly service charge. Each month, E-Choice Checking accounts qualify to earn a premium interest rate on the first $10,000 and up to $25 in ATM fee refunds when all of these monthly qualifiers are met: use your debit card for at least 12 purchases (excludes pending and ATM transactions); have at least one electronic (ACH) credit or debit on the account; access online banking at least once during the statement cycle; and sign up and remain enrolled in eStatements. Fees may reduce earnings on the account. Interest rate is effective as of 06/01/24. Interest is compounded monthly and paid at statement cycle. Interest rates are subject to change without notice. E-Choice Checking requires a $25 minimum deposit to open. See the Consumer Debit Card Agreement for full terms and conditions of CashBack Rewards.

2Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Smartphone displaying the mobile banking app

Mobile Banking

Our free app lets you bank safely and securely from anywhere.

Download the app