Richard J. Palermo

Vice President, Mortgage Loan Originator


Communities in Southern in New Hampshire

Contact Information

NMLS Registry Number: 419074
Phone: 603-969-8642
Address: 188 Main Street | Nashua, NH 03060
Connect with Rick on LinkedIn

About Richard

Richard J. Palermo holds the position of VP, Mortgage Loan Originator at Bar Harbor Bank & Trust. He joined the Bank in 2022 and is based out of our Nashua, New Hampshire, office.

Rick earned his Bachelor of Arts degree in Economics from the University of New Hampshire. Prior to joining Bar Harbor Bank & Trust, Rick served as Home Mortgage Consultant at Wells Fargo.

Rick has more than 15 years of experience in the financial services industry, including 12 years focused on residential lending. He is passionate about working with customers at every stage of the home buying process, from first-time buyers to seasoned investors. In his current role, Rick serves customers in Southern New Hampshire.

An active member of the community, Rick is a member of the Greater Manchester/Nashua Board of Realtors and the Greater Merrimack-Souhegan Valley Chamber of Commerce. He also volunteers as a coach for several local youth sports.

Our Approach to Lending

At Bar Harbor Bank & Trust, we believe good things happen when we work together. That’s why we’ve designed our home financing process to be easy and stress-free. Our knowledgeable and friendly mortgage bankers will be with you to provide support and answer questions every step of the way from application to closing.

What we offer:

  • Personalized advice and consultations that meet your schedule
  • Easy application process and great rates
  • Attentive and responsive service and quick, local decisions

Residential real estate loans designed to meet your needs:

  • Home purchase
  • Refinance
  • New construction or expansion
  • Home improvements

Custom options to make your life easier:

  • Fixed and variable rate programs
  • Construction Mortgages
  • Jumbo Loans
  • Home Equity Loans and Lines of Credit
  • First Time Home Buyer Programs

Equal Housing Lender. All applications are subject to credit approval. Bar Harbor Bank & Trust Loan Origination Company Identifier #525628

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