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Homeownership


Purchasing a home is the largest investment many of us will make, so it’s normal to have questions. Learn about the mortgage process and things to consider when buying a home.

Articles

Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Right for You?
One of the most important decisions you’ll make when purchasing a home is choosing between a fixed-rate mortgage and an adjustable-rate mortgage. Understand the difference between the two and how to choose the right one for you.

Free Educational Resources for First-Time Homebuyers
Buying your first home is exciting and also overwhelming. Explore the free and low-cost resources designed specifically for first-time homebuyers in Maine, New Hampshire, Vermont, and across the country.

Preparing to Apply for a Mortgage
Properly preparing to apply for a mortgage can make a meaningful difference in the loan you qualify for and the rate you receive. Discover the six actions you can take when you decide to apply for a mortgage.

What Makes Up a Mortgage Payment?
When you hear the word “mortgage payment,” you might picture one simple number. Your monthly payment, however, is made up of several components. Learn what those are and how understanding each one helps you budget more accurately.











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