Treasury Services

Simplify the Financial Management of Your Business

At Bar Harbor Bank & Trust we can make running your business easier. With a suite of treasury management and payable processing services, we can help you improve efficiency, maximize cash flow, and decrease risk, using the latest technology.

We offer customized tools and services to accommodate the needs and price point of any business, from sole proprietors to large corporations. Here’s how it works:

  • A Treasury Services expert will meet with you to learn more about your business and needs.
  • After completing a detailed analysis, our Treasury Services team will recommend a Business Cash Management strategy specifically designed for you.
  • We will work with you to tweak and perfect this package to help save you time, increase profitability, and make your cash work harder for you.

Services

Effective cash management is vital to the well-being of your business. We can provide you with tools that make managing your business’s incoming and outgoing cash flows easy and efficient.

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Over 50 Branch Locations
across Maine, New Hampshire, and Vermont with night drop services

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Credit Card Processing Services
including terminal, POS, online, and mobile solutions

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Credit and Debit Cards
to make payments quickly and manage expenses

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ACH and Wire Capabilities
for sending and receiving payments, domestic and international

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Bar Harbor Bill Pay
easily pay vendors

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Courier Services
for getting cash and checks
to the bank quickly

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Remote Deposit Capture
to make check deposits daily right from your office

Streamline your day-to-day cash management with customized solutions using the latest technology. We make it easy to check your daily cash position, quickly move money, and reconcile accounts.

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Bar Harbor Business Online
secure token access and customizable user levels

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Bar Harbor Mobile
plus mobile check deposit for qualified users

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Text and Telephone Banking
when you want to do things ‘old school’

Having the best treasury management system means keeping your money safe from unauthorized access and theft. We have several tools to help protect against fraud, but the best defense is internal controls and procedures. Read our “Guide to Online Threats, Controls and Best Practices” to be sure you are implementing best practices to keep your money secure.

Balancing the liquidity demands of daily cash operations with getting the best return on your excess cash assets is challenging. We have solutions to help you minimize interest expense and maximize your interest income, helping you remain liquid but get a favorable rate of return.

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ACH Debit Filter/Block
stop unauthorized electronic debit transactions

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Positive Pay
detect and prevent check fraud

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Bar Harbor Card Control
to mitigate fraud on your debit card

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Automated Sweep Services
lower borrowing costs and maximize interest earned

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FDIC Insured Investments
easy access to multi-million dollar coverage


Customer Testimonials

Hear what our customers have to say about Treasury Services at Bar Harbor Bank & Trust.

Capital Well

As Accounting Manager, Dennis needed solutions for his time management challenges. We have the sophisticated tools to streamline your day-to-day cash management and increase productivity and profitability.

S.W. Cole

S.W. Cole wanted to add a new capital-intensive business line. They turned to Bar Harbor Bank & Trust for our lending expertise and local decision making.

Our Team

Our team of experienced professionals work together with you to design the right solutions to meet your needs and increase the productivity and profitability of your business. Get started today by contacting our Treasury Services team. Simply email treasuryservices@barharbor.bank.

Jennifer Seekins

Jennifer Seekins
SVP, Treasury Sales Services

  • 25+ years of experience working in the financial services industry
  • Since 1999 has been working with businesses, using financial solutions to help meet goals
  • For over 15 years helping corporations, non-profits, and municipalities with their cash management needs increasing productivity, profitability, and security
  • Certified Treasury Professional
  • Joined Bar Harbor Bank & Trust in 2019
Jamie Haining

Jamie Haining
VP, Merchant Services & Treasury Sales

  • Banking career of almost 15 years
  • Provides the best solution for businesses in need of Credit Card Processing and Treasury Services solutions
  • Holds accreditation as an Automated Clearing House (ACH) Professional and Electronic Transaction Association Certified Payments Professional designation
  • Joined Bar Harbor Bank & Trust in 2019

Stephen Murray

Stephen Murray
VP, Treasury Sales Officer

  • Recommending financial solutions to clients for almost 20 years
  • Helping businesses of all sizes streamline their daily cash management functions
  • 10 years of experience with payments processing solutions
  • Joined Bar Harbor Bank & Trust in 2020
Amy Chamberlin

Amy Chamberlin
Payment Solutions Sales Officer

  • Experienced banker with a 20-year career in financial services
  • Skilled at recommending financial solutions to meet customer needs and explaining banking services in an easy to understand fashion
  • Well versed in Credit Card Processing solutions
  • Joined Bar Harbor Bank & Trust in 2018

Additional fees may apply.