Treasury Services

Simplify the Financial Management of Your Business

At Bar Harbor Bank & Trust our goal is to simplify your treasury management and payable processing with our suite of customized solutions to improve efficiency, maximize cash flow, and decrease risk, using the latest technology. We are dedicated to providing your business with the financial services and expertise required to meet the demands of today’s fast-paced working world.

We offer many Business Cash Management tools to assist you in growth, organization, and profitability. By offering different levels of service and pricing, we can accommodate both the sole proprietor who just wants their account information accessible and the large corporation who is looking to streamline operations.

Through our detailed analysis process, our Treasury Services team will recommend a Business Cash Management strategy specifically designed for your needs. Our innovative financial solutions will help save you time, increase profitability, and make your cash work harder for you.

Facilitating Payables and Receivables

Effective cash management is vital to the well-being of your business. It’s easy to take control of your cash flow with so many tools right at your fingertips. On a daily basis you have various forms of payment coming in and going out. You want to collect payments easily and quickly. Then use your cash to pay bills, meet loan obligations, and invest. We offer many cash management solutions to manage the cash flow of your business. Efficiency is key, and we have the technology you need for speed. Managing your cash correctly can put you on the road to success.

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Over 50 Branch Locations
across Maine, New Hampshire, and Vermont
with night drop services


Credit Card Processing Services
including terminal, POS, online,
and mobile solutions

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Credit and Debit Cards
to make payments quickly and
manage expenses


ACH and Wire Capabilities
for sending and receiving payments,
domestic and international

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Bar Harbor Bill Pay
easily pay vendors

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Courier Services
for getting cash and checks
to the bank quickly

 


Remote Deposit Capture
to make check deposits daily
right from your office

 

Cash Management Tools

Streamline your day-to-day cash management with customized solutions using the latest technology. We make it easy to check your daily cash position, quickly move money, and reconcile accounts. Cash management is data intensive. You need the right information at the right time to make the right decisions. We have the tools to see daily transaction activity in real time, maintaining control of your daily cash flow. Our services are safe and secure, in the office or on the go. The stability of your business relies on proper cash management. Let us help you manage your cash and monitor its movement.

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Bar Harbor Business Online
secure token access and customizable user levels

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Bar Harbor Mobile
plus mobile check deposit for qualified users

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Text and Telephone Banking
when you want to do things ‘old school’

Risk and Liquidity Management

Having the best treasury management system means keeping your money safe from unauthorized access and theft. Today, threats come from all angles, and you can never be too careful. We have several tools to help protect against fraud, but the best defense is internal controls and procedures. Read our “Guide to Online Threats, Controls and Best Practices” to be sure you are implementing current best practices to keep your money secure.

Balancing the liquidity demands of daily cash operations with getting the best return on your excess cash assets is challenging. We have the solutions to help you minimize interest expense and maximize your interest income, helping you remain liquid but get a favorable rate of return. Through careful cash planning we can help you sustain business growth.

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ACH Debit Filter/Block
stop unauthorized electronic debit transactions


Positive Pay
detect and prevent check fraud

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Bar Harbor Card Control
to mitigate fraud on your debit card

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Automated Sweep Services
lower borrowing costs and maximize
interest earned


FDIC Insured Investments
easy access to multi-million dollar coverage

 

Customer Testimonials

Hear what our customers have to say about Treasury Services at Bar Harbor Bank & Trust.

Capital Well

As Accounting Manager, Dennis needed solutions for his time management challenges. We have the sophisticated tools to streamline your day-to-day cash management and increase productivity and profitability.

 

S.W. Cole

S.W. Cole wanted to add a new capital-intensive business line. They turned to Bar Harbor Bank & Trust for our lending expertise and local decision making.

 

Our Team

Our team of experienced professionals work together with you to design the right solutions to meet your needs and increase the productivity and profitability of your business. Get started today by contacting our Treasury Services team. Simply email treasuryservices@barharbor.bank.

Jennifer SeekinsJennifer Seekins
SVP, Treasury Sales Services
  • 25+ years experience working in the financial services industry
  • Since 1999 has been working with businesses, using financial solutions to help meet goals
  • For over 15 years helping corporations, non-profits, and municipalities with their cash management needs increasing productivity, profitability, and security
  • Certified Treasury Professional
  • Joined Bar Harbor Bank & Trust in 2019

 
 

Jamie HainingJamie Haining
VP, Merchant Services & Treasury Sales
  • Banking career of almost 15 years
  • Provides the best solution for businesses in need of Credit Card Processing and Treasury Services solutions
  • Holds accreditation as an Automated Clearing House (ACH) Professional and Electronic Transaction Association Certified Payments Professional designation
  • Joined Bar Harbor Bank & Trust in 2019
 
 

Amy ChamberlinAmy Chamberlin
Payment Solutions Sales Officer
  • Experienced banker with a 20 year career in financial services
  • Skilled at recommending financial solutions to meet customer needs and explaining banking services in an easy to understand fashion
  • Well versed in Credit Card Processing solutions
  • Joined Bar Harbor Bank & Trust in 2018
 

Additional fees may apply.