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3 Tips on How to Use Zelle® to Safely Send Money


1. Only send money to people you know and trust

Money moves fast with Zelle®. Directly from bank account to bank account within minutes1. So, it's important you know and trust the people you're sending money to.

You can't cancel a payment once it's been sent if the recipient is already enrolled with Zelle®, so it's important to get it right the first time.

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2. Beware of payment scams

If you send money to someone you don't know for a product or service you might not receive (like paying for something in advance), you may not get your money back.

Neither Bar Harbor Bank & Trust nor Zelle® offers a protection program for authorized payments made with Zelle®. So, if you aren't sure you will get what you paid for, you should use another payment method with purchase protection, such as a credit card.

3. Treat Zelle® like cash

Money moves fast – directly into the enrolled recipient's bank account. Make sure you're sending to the right person by confirming the first name displayed is that of your recipient.














1U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.