Personal Savings Accounts

At Bar Harbor Bank & Trust, we make it easy to put aside funds for the things you want in the future — whether it's a boat, a new car, a dream vacation or a down payment for a house. Whatever your goal, whatever your time frame, one of our savings accounts will help you get there. When you are ready to start saving, we can help!

Account Types

Statement Savings

A savings account that you can access online is a great companion for your checking account. A Bar Harbor Bank & Trust Savings Account helps you accumulate extra cash for things you want in the future. The sooner you start, the sooner you'll be building your balances for tomorrow's goals. So why not begin saving today?

A great way to start your savings plan.

  • Earn interest with tiered rates
  • Monthly service fee of $3 is waived if you maintain $100 average daily balance in your savings account, or combine savings account statement with your checking account statement, or if the primary account holder is under age 22.
  • Minimum balance to open - $25
  • Connect it to your checking account to sweep funds automatically if overdrawn
  • Free ATM card
  • Free paper statements and eStatements available
  • Ability to make free transfers from checking to savings
  • The security of FDIC protection

Open an account online

Money Market

An interest-bearing, easy access account. Set aside funds in a money market account. This money market helps you earn interest while also giving you easy and simplified access to your funds.

  • Earn interest with tiered rates
  • Monthly service fee of $10 is waived if you maintain $1,000 average daily balance in your Money Market account, or combine savings account statement with your checking account statement, or if the primary account holder is under age 22.
  • Minimum balance to open - $25
  • Connect it to your checking account to sweep funds automatically if overdrawn
  • Free Bar Harbor Bank & Trust Debit Mastercard®, issued to you instantly
  • Free paper statements and eStatements available
  • Ability to make free transfers from checking to money market
  • The security of FDIC protection

Contact a local branch to apply

Savings Transfer Club

A convenient way to save for planned annual expenses like holiday shopping, vacation, or taxes. Set up automatic transfers from another Bar Harbor Bank & Trust account to this account, which earns interest and deposits the balance back into your checking account once a year.

  • No minimum balance to open
  • No monthly service charge
  • ATM or debit card not available on this account

Contact a local branch to apply


Services

All savings accounts offer these complimentary convenience services:

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Online Banking1

From a single log in, check your account balance, transfer funds, view eStatements, pay bills, and much more.


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Mobile Banking1

The free app for web-enabled mobile devices like smartphones and tablets lets you bank safely and securely from anywhere.


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Bar Harbor Card Control

This free app allows you to monitor your debit card usage, turn your card on and off, set custom alerts, and more.


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Electronic Monthly Statements and Notices

Receive your statements the day they are released.


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Mobile Check Deposit
(for qualified users)1,2

Deposit checks electronically to your account using your smartphone.




1Internet service provider fees and/or mobile carrier fees for messaging and data plans may apply.

2To qualify for Mobile Deposit customers must maintain a Bank deposit account in good standing for 60 or more days and are enrolled in Online Banking.

Withdrawals from a savings or money market account are limited to six per statement cycle when not made in person.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.